So it has an effect on the personal bankruptcy legal proceeding initiated shortly after October 7, 1998, regardless of whether they include funds sustained in advance of one to go out
So it has an effect on the personal bankruptcy legal proceeding initiated shortly after October 7, 1998, regardless of whether they include funds sustained in advance of one to go out in the event your borrower data an undue hardship petition and then it’s up to new legal to determine…